IRS Notice Regarding Direct Deposit – IRS Notice CP53E

If you receive an IRS notice titled “IRS Notice CP53E” with the subject line “We couldn’t direct deposit your (tax year) Form 1040 refund”, this is a legitimate letter from the IRS. It means your tax return was adjusted, and you are now due a refund, even if your original tax return that was filed shows an amount due. This can be generated for many reasons, one of which might be that you were determined to be in federal disaster area and they reduced a late payment penalty.

If you get this notice, you can do nothing and will receive a paper check in about 6 weeks or so. Or you can follow the instructions to provide a bank account to the IRS to deposit your refund via direct deposit. The IRS is refraining from issuing paper checks in certain scenarios. You can go to the link in the letter or use the QR code in your letter. You will need to create an account with ID.me if you do not already have one. Step-by-step instructions are below.

Instructions for setting up an Id.me account:

IRS Account Setup (Mobile)
Create Account

Complete Setup
Verify Your Account

What the notice looks like:

Privacy Policy: The privacy of your client information has always been important to J. Marc Lewis & Associates, LLC, and we have always been bound by professional standards of confidentiality. However, we are now required by law to formally inform you of our privacy policy. 

We collect nonpublic personal information about you that is provided by you or obtained by J. Marc Lewis & Associates, LLC with your authorization. This information may come from various sources, including information we receive from personal interviews, tax organizers, worksheets and other documents necessary to provide professional services to you. J. Marc Lewis & Associates, LLC does not disclose any nonpublic personal information about their clients or former clients to anyone, except as permitted or required by law, or when necessary to process transactions requested by a client. J. Marc Lewis & Associates, LLC restricts access to nonpublic personal information about you to members of our firm who need to know that information in order to provide you professional services. We retain records relating to the professional services that we provide you in accordance with accounting and government standards. J. Marc Lewis & Associates, LLC employs physical, electronic, and procedural security safeguards to protect your nonpublic personal information.

Your confidence and trust are important to us. If you have any questions or concerns regarding the privacy of your nonpublic personal information, please contact our office during normal business hours.